|
|
| Consumer
Credit Scheme |
Household Durable Loan |
|
Household durable loan
will be sanctioned against guarantee of third parties acceptable to
the bank or pledge of FDR, Saving instrument of Banks and assignment
of salary where applicable. |
|
Eligible Items / Articles |
| 01. |
Motor
Cycle |
07. |
Refrigerator |
| 02. |
Personal
Computer |
08. |
Audio-Video Equipment |
| 03. |
Photocopier / Fax Machine |
09. |
Other
Home Electric Appliance |
| 04. |
Small
PABX System |
10. |
Furniture |
| 05. |
Television |
11. |
Any
Other Household Durables |
| 06. |
Mobile
Phone Set |
|
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|
|
|
|
|
Loan Limit and Period of
Loans |
|
|
|
Name of the Item |
Loan Limit |
Duration of the Loan |
|
Motor
Cycle |
Tk.
1,00,000 |
2-yrs |
|
PC/Lap Top |
Tk.
1,00,000 |
2-yrs |
|
Photocopier/Fax |
Tk.
1,00,000 |
2-yrs |
|
Other
Item/Furniture |
Tk.
5,00,000 |
3-yrs |
|
| |
|
Required Documents |
| 01. |
Employer Certificate for
Service Holders |
04. |
Bank Account Statement
of last six months |
| 02. |
Photocopy of Trade
License for Businessmen |
05. |
Photocopy of Passport,
Telephone(T&T) Bill, if any |
| 03. |
Photocopy of Tin Certificate, if any |
|
|
| |
|
Security |
| 01. |
Two Personal Guarantee |
02. |
Undated Cheques |
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