|
|
|
|
|
|
|
An
Example of Equipment Leasing : |
| Lease
Item |
: |
Capital
Machinery/Equipments for Industrial Project
|
| Lease
Term
|
: |
60
months |
| Acquisition
Cost |
: |
Tk.
5,00,000.00 |
|
|
| Cash
Involvement for Availing Lease Finance : |
|
Sl
No.
|
Description
|
Amount
(Taka)
|
Schedule
of Payment
|
|
1.
|
Project
examination fee of @0.15% of acquisition cost subject to a minimum
Tk. 3,000/- and a maximum of Tk.10,000/-
|
3,000/-
|
With
Lease Application
|
|
2.
|
Lease
Deposit (Equivalent to 3 month rental)
|
37,530/-
|
On
the date of Signing lease agreement.
|
|
3.
|
Lease
Rental (Excluding Supervision cost and Risk Fund)
|
12,510
|
Payable
in every month starting from the date of execution till the end of
lease term.
|
|
4.
|
Insurance
|
At
actual
|
1st
year premium on the date of execution thereafter on annual basis.
|
|
|
An
Example of Automobile Leasing : |
|
|
Lease
Item
|
:
|
Automobile
|
|
Lease
Term
|
:
|
48
months
|
|
Acquisition
Cost
|
:
|
Tk.
5,00,000.00
|
|
|
| Cash
Investment for Availing Lease Finance :
|
|
Sl
No.
|
Description
|
Amount
(Taka)
|
Schedule
of Payment
|
|
1.
|
Project
examination fee of Tk. 500/- for the acquisition cost being less
than Tk. 10.00 lac
|
500/-
|
With
Lease Application
|
|
2.
|
Lease
Deposit (Equivalent to 3 month rental)
|
43,413
|
On
the date of Signing lease agreement.
|
|
3.
|
Lease
Rental (Excluding Supervision cost and Risk Fund)
|
14,471
|
Payable
in every month starting from the date of execution till the end of
lease term.
|
|
4.
|
Insurance
|
At
actual
|
1st
year premium on the date of execution thereafter on annual basis.
|
|
|
|
Table
for Lease Rental :
|
|
Sl.
no.
|
Acquisition
Cost (Tk.)
|
Lease
Term
(Years)
|
Monthly
lease Rental (if Risk Fund & Supervision cost paid before
disbursement)
|
Monthly
lease Rental (If Risk Fund & Supervision cost are Capitalized)
(Taka)
|
|
1.
|
100,000
|
5
|
2502
|
-
|
2577
|
|
2.
|
100,000
|
4
|
2895
|
3010
|
2981
|
|
3.
|
100,000
|
3
|
3562
|
3705
|
3669
|
|
4.
|
100,000
|
2
|
4919
|
5116
|
5067
|
|
|
Mode
of Transfer of Ownership :
|
| Bank
may agree to transfer the ownership of lease item to the lessee even
before expiry of the lease term on receipt of the following payments:
|
|
TIME
OF OWNERSHIP
|
TERM
OF LEASE
|
AMOUNT
PAYABLE AS% OF COST
|
|
End
of 1st year
|
5
years
|
88%
|
|
End
of 2nd year
|
5
years
|
75%
|
|
End
of 3rd year
|
5
years
|
55%
|
|
End
of 4th year
|
5
years
|
30%
|
|
End
of 5th year
|
5
years
|
5%
|
|
|
TIME
OF OWNERSHIP
|
TERM
OF LEASE
|
AMOUNT
PAYABLE AS% OF COST
|
|
End
of 1st year
|
4
years
|
85%
|
|
End
of 2nd year
|
4
years
|
65%
|
|
End
of 3rd year
|
4
years
|
35%
|
|
End
of 4th year
|
4
years
|
5%
|
|
| |
|
Contact
no.: 880-2-9667620
|
|
|
|
|
|
|
